Membership Benefits with Ohio Salon Association

Ohio Salon Association (OSA) membership provides you access to several cost-saving programs for you and your business as well as your employees who become individual OSA members. Click on the programs below to see the full program details.

  • Its time to Protect yourself and your Family!

    Due to the COVID 19 outbreak, it is important that everyone has access to affordable Health Insurance to protect against financial hardship.
    OSA has made “Open Enrollment” easy:
    Step 1: Complete brief profile
    Step 2: Qualify for Subsidy
    Step 3: Choose your plan

  • Looking for personal protective equipment (PPE) and other supplies for your salon, spa or barbershop?

    OSA members now have access to order PPE directly with our exclusive distribution partner, Supply Side.

    Additional items will be added to this platform to help make this online ordering system a one-stop shop for all of your cleaning and infection control needs, so check back often for important updates and additional products.

  • If you must wear them, why not look good!

    In an effort to be unique, one of a kind and to make a statement, the Ohio Salon Association through American Benefit Specialists (ABS) now can customize PPE cloth masks especially for the beauty industry!   Just imagine, your stylist(s) wearing a custom “Mask Market” PPE masks….. their customers are the first to see it, love it, WANT IT!!  In addition to custom PPE masks, we can now offer a wide variety of colorful masks to match any personality.

    Important: Mask Market PPE cloth masks are 2 Ply with an Antimicrobial layer for additional protection.

  • This SmartUV offer is exclusively for OSA members / affiliates.  The cost includes a 15% discount on all purchases.

    The SmartUV program will add an additional layer of consumer protection that each salon or barbershop can use to regain consumer confidence thus, enhance business / sales. Every participating salon or barbershop that uses the SmartUV can advertise on their door: “These premises are sterilized by UV-C and Ozone on a daily / hourly basis for your protection”.  In addition, if you can effectively market this tech to your local municipality, it could help stabilize future lock down considerations.

  • Policies Start at $140.00 per month for single coverage and $315.00 for family!

    PHCS PPO Network: Largest network in United States
    Medical: 6 plan options
    100% ACA Preventative Services covered at $0 Co-pay
    Physician Visits
    Hospitalization: In / Out Patient Care
    Surgical Benefits
    Deductible (ISA) coverage available: $2,500, $5,000, $6,350
    In / Out Network options available (OneShare Complete)
    RX: Claims over $1,200 will be rebated at 50% up to $3,000 annually
    Telemedicine: No Co-pay, Unlimited use
    Per occurrence benefits: $150,000, $250,000, $500,000
    $1,000,000 Lifetime coverage protection
    Life Insurance Included
    Two effective dates: 1st / 15th available
    Supplemental Health Benefits: Dental, Accident, Critical Illness, Cancer, Medicare Supplements and Fixed Indemnity.

  • Policies Start at $113 per month for single coverage and $276 for family.

    Not everyone is looking for an everyday health care benefit program nor can afford it. Some people are looking for a program  that focuses on the catastrophically high, devastating medical bills. OneShare  Health sharing community is here to help.

    Emergency Services – $300 ER Visit Fee
    Telemedicine – $0 Consult Fee, Available Immediately
    Deductibles or (ISA): $5,000 / $10,000 Options
    Diagnostic/X-Ray/Labs: 100% after deductible or ISA is met
    In/Outpatient Surgery : 100% after deductible or ISA is met
    Hospitalization: 100% after deductible or ISA is met
    Maximum Limit Per Incident: $150,000 / $250,000 / $500,000 Options
    Lifetime Sharing Maximum: $300,000 / $500,000 / $1,000,000 Options
    Policies Start at $113.44 per month for single coverage and $276.79 for family!

  • Short-term health plans are temporary major medical insurance coverage that can offer financial protection for medical services such as doctor office visits, precription drugs, emergency room visits, hospital stays and more. Short term medical plans can be a flexible option for individuals in an employer waiting period, between jobs, individuals who missed the open enrollment period or those who want lower-cost coverage while they decide what to do about enrolling in an Obamacare (ACA) plan.

  • Due to the worsening conditions of the Coronavirus outbreak, Teladoc Telemedicine / Behavioral Health Virtual Healthcare is an attractive option to seek medical consultations without the cost / travel requirements through traditional models.

     EXCITING NEWS! FREE Healthcare Access for OSA Members!

    Talk to a doctor 24/7 $0 Copay. Speak to a licensed doctor by phone or video.

    Behavioral Health / Psychiatric Care
    Talk to a board-certified therapist 7 days a week. $0 Copay.

    Major Medical Second Opinion
    Expert Medical Opinion from a network of board-certified Physicians. $0 Copay. Receive a second opinion on an existing diagnosis and treatment  

    Back Pain Relief
    Back Care $0 Copay. Relieve your back pain through guided videos with a certified health coach

    Board Certified Physician Consultations. $0 Copay. Upload photos of your condition to the app and get a treatment plan from a dermatologist within two business days

     $26.50 Per Month / FREE Dependent Care (Max 7 under 26)

  • Didn’t Qualify for Cares Act?

    Interested in a collateral free loan to enhance your working capital or save your business?

    $150,000.00 is available now!

    David Allen Capital (DAC) Inc. can help….

    $10,000.00 – $1,000,000.00

    In an effort to enhance our national clientele relationships, American Benefit Specialist (ABS) has partnered with David Allen Capital to provide access to working capital for its new and established clientele that otherwise go without due to the traditional banking limitations / restrictions; the three (3) C’s: Cash, Collateral and Credit.

    Click below and discover how easy it will be to gain access to the uncollateralized capital traditional lenders wont or cannot provide small businesses like yours within 5 days: DAC Simple and Fast Business Loans

    We work in the unique space of small and medium-sized businesses that need capital but, are unable to qualify or cannot wait for traditional lines to fund.  ABS works to get money for you while you remain focused on building your business and maimizing long term profits.

    The following opportunity is for OSA member small businesses that didn’t qualify for the recent PPE program or were too late with their application:

    Max Loan: $150,000
    30-year term loan
    3.75% interest
    Minimum $250,000 annual receivables in 2019
    Minimum FICO: 600
    Years in business: 1+
    No payments for the 1st year!

  • What is Income Protection?

    • Most people insure their material possessions but few think to insure their most valuable asset – their ability to earn income.
    • The Income Protection Direct plan provides the important extra layer of financial protection you need. The money can be used to pay unexpected medical costs or everyday living expenses.
    • Applying is simple and can be completed in minutes.

    Income Protection Direct At a Glance

    • Pays up to a $2,500 monthly cash benefit for a physician-verified period of total disability caused by sickness or injury
    • Waiver of Premium benefit included
    • Benefits are paid directly to you – not your doctor or hospital
    • Affordable premiums that do not increase as you get older with coverage starting at $20.07 per month1

    Cash Benefits Can be Used For

    • Co-pays or co-insurance
    • Rent/mortgage
    • Car payments
    • Child care
    • Everyday living expenses
  • Question:  How many people do you know that have declined for Life Insurance due to a pre-existing condition such as: Diabetes: I & II; Cancer; Heart Conditions; High Cholesterol or High BMI.

    The $100,000 Guaranteed Issue (GI) Life Insurance through Transamerica Life is an incredible “elective” program that will provide life insurance (Final Expense) for those in need of coverage without the traditional disqualification health questions. Note, traditional guaranteed issue plans require a minimum enrollment / participation and limited life benefits: $10,000 -$25,000. That is until now.

    Life Benefits Available:
    Term / Universal Life
    Guaranteed Issue max: $100,000: NO Health Questions
    Max life available: $500,000: $101,000 + requires additional information / underwriting / MIB
    Max age 75

    NO Employer Contracts
    NO Minimum Participation Requirement
    NO Payroll Deduction Requirement: (All plans are employee direct pay)

    [see attached National MGA Insurance Alliance brochure (page 13) for life insurance policy details]

  • For every new client who files their taxes with H&R Block or Block Advisors, our organization will receive $20*. The amount we can earn is unlimited!

    Find an office near you at or

    Nonprofit Referral ID – for office use only 40010001102797

  • You work hard for what you earn.  Now keep more of it in your pocket.
    Low 2.65% for all card present transactions (compared to 2.75%)
    Free processing credit on the first $1,000 in card sales

  • If you pay into the Ohio Bureau of Workers’ Compensation (BWC) for workers’ compensation premiums, we have savings programs and cost containment strategies for you that are administered by our partner, CompManagement, and already a part of your member benefits with the Ohio Salon Association.

    Services include:

    • Workers’ Compensation: Claims administration; cost containment solutions; hearing representation; program consultation; safety services; rate & underwriting services.
    • Unemployment Compensation: Claims administration and reporting; hearing representation; tax management.
    • Education & Training: A variety of topics offered onsite, online or via webinar.

    Take the first step needed to reduce your annual premium when you click the button below to request a free, no-obligation quote for group rating or other alternative rating/premium discount programs through our organization and let CompManagement’s experts work for you!

  • All OSA members/franchisees receive:
    25% discount off Paychex Payroll Processing Services pricing!
    An additional 25% discount off Human Resource Services setup fees!
    Free W-2’s for first year of new client!

  • * NO Employer Contributions
    * NO Payroll Deductions
    * NO Minimum Enrollment Requirements
    * NO SSN or ITIN Requirement
    * NO Full Time Employment Status. Available to PT or 1099 Employees.

    Dental (OHIO)

    Features Included:
    Routine and preventive dental care 100% covered (such as exams, cleanings, fluoride, and more.)
    Basic Restorative services covered at 80% (X-Rays, fillings & extractions.)
    Major Restorative Services covered at 50% (1 year wait for these services): oral surgery, inlays, onlays, veneers and more.
    Deductible is $50 for Basic and Major Restorative Services
    Careington Maximum Care Dental Network
    Family coverage options

  • Hair Stylist Professional Liability Insurance is “Tax Deductible”!

    Yes, as per the IRS, your employees & 1099 contractors that rent space can deduct job-related expenses like professional liability / general insurance premiums that are required for employment if not reimbursed by employer. 

    Why Wait? Help Protect Your Stylists Now! Most Employers Require Hair Stylists to Carry Professional Liability Insurance. Are your employees and 1099 covered? OSA has a solution… “A” rated insurance coverage tailored for salon and spa professionals.

    Elite Beauty Insurance offers coverage for over 350 beauty and wellness services for hair stylists, makeup artists, nail technicians, estheticians, and more.

    Elite Beauty Society Overview
    Professional & General Liability:
    – $3,000,000.00 Annual
    – $2,000,000.00 Per Occurrence

    Additional Benefits:
    – Product Damage: $2,000,000.00
    – Rental Damage: $100,000.00
    – Stolen Equipment: $1,000.00
    – Identity Theft

  • The Benefits of a PEO Can Give Your Business a Competitive Advantage

    Expand your employee benefits without increasing costs.
    Streamline your business administration without additional overhead
    Convert variable costs into fixed costs i.e.. Unemployment
    Improve employee service options. One of the many advantages of a PEO is assistance with…
    Reduce employee turnover. Consistent and effective employee management plays a key role in…
    Reduce employer risks / liabilities
    Eliminate the clutter to focus on your business.

  • You’ve joined thousands of professionals who agree that offering Nationwide pet insurance is a great way to demonstrate how much you value your members’ families – right down to the four-legged ones.

For more information on any of these cost saving programs click on any link above. Once you become a member you will receive a welcome e-mail to enroll in one or all of these cost savings programs!

Associate Individual

per year

  • Any licensed or registered individual under the Ohio State Cosmetology and Barbering Board who is not a salon or barber shop owner.
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Associate Salon/Barber Shop

x number of salon/barber shops, per year

  • Any licensed salon or barber shop in Ohio.
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Sponsoring Member

per year

  • Any salon owner or person working for on or behalf of a business organization that shares a common business interest with the salon industry in Ohio.
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Sustaining Member

per year

  • Any business organization or individual that shares a common business interest with the salon industry in Ohio.
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Join the Ohio Salon Association

The OSA seeks to help connect with members and prospective members, and to communicate vital information about the cosmetology industry in Ohio to salon owners and licensees in Ohio.

OSA members can now order PPE from our member portal.