Policies Start at $140.00 per month for single coverage and $315.00 for family!

PHCS PPO Network: Largest network in United States
Medical: 6 plan options
100% ACA Preventative Services covered at $0 Co-pay
Physician Visits
Hospitalization: In / Out Patient Care
Surgical Benefits
Deductible (ISA) coverage available: $2,500, $5,000, $6,350
In / Out Network options available (OneShare Complete)
RX: Claims over $1,200 will be rebated at 50% up to $3,000 annually
Telemedicine: No Co-pay, Unlimited use
Per occurrence benefits: $150,000, $250,000, $500,000
$1,000,000 Lifetime coverage protection
Life Insurance Included
Two effective dates: 1st / 15th available
Supplemental Health Benefits: Dental, Accident, Critical Illness, Cancer, Medicare Supplements and Fixed Indemnity.

Disability Insurance

Term Life Insurance

The working years are some of the most crucial times for families to find security. Group Term Life Insurance is an ideal way for participants to help protect and provide for their families during these important years. The policies can be renewed up to age 100 after the original coverage period without having to provide evidence of good health, and living benefit riders can be added to enhance coverage.

Benefits:

• Guaranteed Acceptance up to $50,000
• Individual or family coverage available
• Portable – participants have the additional security of knowing that their coverage can continue if they retire or terminate employment.
• Convertible: Participants who leave the group may convert their coverage to Universal Life Insurance coverage
• “Living Benefit” coverage of an Accelerated Death Benefit for Terminal Illness Rider and Long-Term Care.

Premiums vary per person/household
Example monthly premium for a $10,000.00 benefit for a 35 year old, non-smoker: $8.53

Universal Life Insurance

Universal Life Coverage is designed to last your lifetime. It combines life coverage protection with the ability to grow cash value over time. As long as your policy has earned sufficient cash value, you may borrow from it for any reason at a modest interest rate. You can use this loan for things such as paying college tuition, mortgage costs, or use it to pay for final expenses.

Features Included:

• Guaranteed Acceptance up to $50,000
• Individual or family coverage available
• Portable – participants have the additional security of knowing that their coverage can continue if they retire or terminate employment.
• “Living Benefit” coverage of an Accelerated Death Benefit for Terminal Illness Rider and Long-Term Care.

Premiums vary per person/household
Example monthly premium for a $30,000.00 benefit for a 35 year old, non-smoker: $25.45

Imagine getting sick, non emergency, what do you do? Traditionally you call the doctors office and schedule an appointment or go direct to a 24 clinic, take off work, fight traffic as you drive to their location, wait for hours, pay your deductible or co-pay or the entire bill if no coverage, then finally get your prescription medicines sent to your pharmacy. Sounds about right? How long does this process take?? The Healthiestyou program is easy: 1. Call the 24 hour physician hotline, 2. discuss your aliment. 3. get your qualified RX sent to your pharmacy of your choice. Healthiest has a 0 Deductible!

Best of all, it only costs $19.95 monthly, Dependents are FREE!*

You work hard for what you earn.  Now keep more of it in your pocket.
Low 2.65% for all card present transactions (compared to 2.75%)
Free processing credit on the first $1,000 in card sales

If you pay into the Ohio Bureau of Workers’ Compensation (BWC) for workers’ compensation premiums, we have savings programs and cost containment strategies for you that are administered by our partner, CompManagement, and already a part of your member benefits with the Ohio Salon Association.

Services include:

• Workers’ Compensation: Claims administration; cost containment solutions; hearing representation; program consultation; safety services; rate & underwriting services.
• Unemployment Compensation: Claims administration and reporting; hearing representation; tax management.
• Education & Training: A variety of topics offered onsite, online or via webinar.

Take the first step needed to reduce your annual premium when you click the button below to request a free, no-obligation quote for group rating or other alternative rating/premium discount programs through our organization and let CompManagement’s experts work for you!

* NO Employer Contributions
* NO Payroll Deductions
* NO Minimum Enrollment Requirements
* NO SSN or ITIN Requirement
* NO Full Time Employment Status. Available to PT or 1099 Employees.

Dental Insurance
National General

Hair Stylist Professional Liability Insurance is “Tax Deductible”!

Yes, as per the IRS, your employees & 1099 contractors that rent space can deduct job-related expenses like professional liability / general insurance premiums that are required for employment if not reimbursed by employer. 

Why Wait? Help Protect Your Stylists Now! Most Employers Require Hair Stylists to Carry Professional Liability Insurance. Are your employees and 1099 covered? OSA has a solution… “A” rated insurance coverage tailored for salon and spa professionals.

Elite Beauty Insurance offers coverage for over 350 beauty and wellness services for hair stylists, makeup artists, nail technicians, estheticians, and more.

Elite Beauty Society Overview
Professional & General Liability:
– $3,000,000.00 Annual
– $2,000,000.00 Per Occurrence

Additional Benefits:
– Product Damage: $2,000,000.00
– Rental Damage: $100,000.00
– Stolen Equipment: $1,000.00
– Identity Theft

$10,000.00 – $1,000,000.00

In an effort to enhance our national clientele relationships, American Benefit Specialist (ABS) has partnered with David Allen Capital to provide access to working capital for its new and established clientele that otherwise go without due to the traditional banking limitations / restrictions; the three (3) C’s: Cash, Collateral and Credit.

Click below and discover how easy it will be to gain access to the uncollateralized capital traditional lenders wont or cannot provide small businesses like yours within 5 days: DAC Simple and Fast Business Loans

We work in the unique space of small and medium-sized businesses that need capital but, are unable to qualify or cannot wait for traditional lines to fund.  ABS works to get money for you while you remain focused on building your business and maimizing long term profits.

Loan Qualifications:
In business for at least 4 months
Business has at least $120,000 in annual sales: (Monthly revenue determines your loan qualification amount)
Business has at least 3 deposits monthly
No more than 3 NSF in banking relationship
500 minimum FICO score

The Benefits of a PEO Can Give Your Business a Competitive Advantage

Expand your employee benefits without increasing costs.
Streamline your business administration without additional overhead
Convert variable costs into fixed costs i.e.. Unemployment
Improve employee service options. One of the many advantages of a PEO is assistance with…
Reduce employee turnover. Consistent and effective employee management plays a key role in…
Reduce employer risks / liabilities
Eliminate the clutter to focus on your business.

You’ve joined thousands of professionals who agree that offering Nationwide pet insurance is a great way to demonstrate how much you value your members’ families – right down to the four-legged ones.