All OSA members/franchisees receive:
25% discount off Paychex Payroll Processing Services pricing!
An additional 25% discount off Human Resource Services setup fees!
Free W-2’s for first year of new client!

If you must wear them, why not look good!

In an effort to be unique, one of a kind and to make a statement, the Ohio Salon Association through American Benefit Specialists (ABS) now can customize PPE cloth masks especially for the beauty industry!   Just imagine, your stylist(s) wearing a custom “Mask Market” PPE masks….. their customers are the first to see it, love it, WANT IT!!  In addition to custom PPE masks, we can now offer a wide variety of colorful masks to match any personality.

Important: Mask Market PPE cloth masks are 2 Ply with an Antimicrobial layer for additional protection.

The Ohio Salon Association through American Benefit Specialist has partnered with another UV-C manufacturer to enhance our clientele health and safety from COVID-19 cross contamination, Introducing EVA from FINSEN.

 

The EVA is the world’s first automated UVC air sterilizer. This device is perfect for any situation dealing with contaminated air, especially within proximity. The EVA is EPA certified to remove bacteria and viruses from the air, within a 20 square meter radius. Designed to only sterilize the air deactivating any dangerous airborne pathogens and bacteria that get pulled into the EVA with its powerful turbine fan. What makes the EVA more impressive is its low maintenance only needed to replace the bulb every 5 to 8 months. Don’t forget when you use the EVA you never need to replace any contaminated HEPA air filters because there are none. Finsen Light designers decided to make a fully automated UVC air sterilizer that require you to ever get your hands dirty.

 

Please review the attached product brochures and contact me to discuss options how best to incorporate this device within your areas of interest and concern.

You work hard for what you earn.  Now keep more of it in your pocket.
Low 2.65% for all card present transactions (compared to 2.75%)
Free processing credit on the first $1,000 in card sales

If you pay into the Ohio Bureau of Workers’ Compensation (BWC) for workers’ compensation premiums, we have savings programs and cost containment strategies for you that are administered by our partner, Sedgwick, and already a part of your member benefits with the Ohio Salon Association.

Services include:

• Workers’ Compensation: Claims administration; cost containment solutions; hearing representation; program consultation; safety services; rate & underwriting services.
• Unemployment Compensation: Claims administration and reporting; hearing representation; tax management.
• Education & Training: A variety of topics offered onsite, online or via webinar.

Take the first step needed to reduce your annual premium when you click the button below to request a free, no-obligation quote for group rating or other alternative rating/premium discount programs through our organization and let Sedgwick’s experts work for you!

If OSA could save you $500 / year / EE in FICA while providing employee benefits at zero cost to you or the employee, would you be willing to learn more?

 

OSA, in partnership with American Benefit Specialist, have a program which can reduce your corporate expenses by using IRS tax credits for employee benefits.  All at no cost to you.

This would be an incredible program that will allow a majority your employees (FT/PT 30+hrs) to gain access to benefits at NO cost. Note, this is not a payroll system and works with any existing platform.

The Benefits of a PEO Can Give Your Business a Competitive Advantage

Expand your employee benefits without increasing costs.
Streamline your business administration without additional overhead
Convert variable costs into fixed costs i.e.. Unemployment
Improve employee service options. One of the many advantages of a PEO is assistance with…
Reduce employee turnover. Consistent and effective employee management plays a key role in…
Reduce employer risks / liabilities
Eliminate the clutter to focus on your business.

Didn’t Qualify for Cares Act?

Interested in a collateral free loan to enhance your working capital or save your business?

$150,000.00 is available now!

David Allen Capital (DAC) Inc. can help….

$10,000.00 – $1,000,000.00

In an effort to enhance our national clientele relationships, American Benefit Specialist (ABS) has partnered with David Allen Capital to provide access to working capital for its new and established clientele that otherwise go without due to the traditional banking limitations / restrictions; the three (3) C’s: Cash, Collateral and Credit.

Click below and discover how easy it will be to gain access to the uncollateralized capital traditional lenders wont or cannot provide small businesses like yours within 5 days: DAC Simple and Fast Business Loans

We work in the unique space of small and medium-sized businesses that need capital but, are unable to qualify or cannot wait for traditional lines to fund.  ABS works to get money for you while you remain focused on building your business and maimizing long term profits.

The following opportunity is for OSA member small businesses that didn’t qualify for the recent PPE program or were too late with their application:

Max Loan: $150,000
30-year term loan
Uncollateralized
3.75% interest
Minimum $250,000 annual receivables in 2019
Minimum FICO: 600
Years in business: 1+
No payments for the 1st year!

For every new client who files their taxes with H&R Block or Block Advisors, our organization will receive $20*. The amount we can earn is unlimited!

Find an office near you at hrblock.com or blockadvisors.com.

Nonprofit Referral ID – for office use only 40010001102797
ENTER NP ID INTO THE BW CLIENT TRANSACTION SCREEN

Hair Stylist Professional Liability Insurance is “Tax Deductible”!

Yes, as per the IRS, your employees & 1099 contractors that rent space can deduct job-related expenses like professional liability / general insurance premiums that are required for employment if not reimbursed by employer. 

Why Wait? Help Protect Your Stylists Now! Most Employers Require Hair Stylists to Carry Professional Liability Insurance. Are your employees and 1099 covered? OSA has a solution… “A” rated insurance coverage tailored for salon and spa professionals.

Elite Beauty Insurance offers coverage for over 350 beauty and wellness services for hair stylists, makeup artists, nail technicians, estheticians, and more.

Elite Beauty Society Overview
Professional & General Liability:
– $3,000,000.00 Annual
– $2,000,000.00 Per Occurrence

Additional Benefits:
– Product Damage: $2,000,000.00
– Rental Damage: $100,000.00
– Stolen Equipment: $1,000.00
– Identity Theft

Its time to Protect yourself and your Family!

Due to the COVID 19 outbreak, it is important that everyone has access to affordable Health Insurance to protect against financial hardship.
OSA has made “Open Enrollment” easy:
Step 1: Complete brief profile
Step 2: Qualify for Subsidy
Step 3: Choose your plan

If you must wear them, why not look good!

In an effort to be unique, one of a kind and to make a statement, the Ohio Salon Association through American Benefit Specialists (ABS) now can customize PPE cloth masks especially for the beauty industry!   Just imagine, your stylist(s) wearing a custom “Mask Market” PPE masks….. their customers are the first to see it, love it, WANT IT!!  In addition to custom PPE masks, we can now offer a wide variety of colorful masks to match any personality.

Important: Mask Market PPE cloth masks are 2 Ply with an Antimicrobial layer for additional protection.

DB Protective – Premium Vendor for Personal Protective Equipment & Cleaning Supply

In an effort to provide small “In Stock“ PPE orders that do not qualify for traditional minimum order quantity (MOQ) that large entities secure, the Ohio Salon Association through American Benefit Specialist has partnered with DB Protective to accommodate via simplified ecommerce (ala carte purchase options).

The Ohio Salon Association through American Benefit Specialist has partnered with another UV-C manufacturer to enhance our clientele health and safety from COVID-19 cross contamination, Introducing EVA from FINSEN.

 

The EVA is the world’s first automated UVC air sterilizer. This device is perfect for any situation dealing with contaminated air, especially within proximity. The EVA is EPA certified to remove bacteria and viruses from the air, within a 20 square meter radius. Designed to only sterilize the air deactivating any dangerous airborne pathogens and bacteria that get pulled into the EVA with its powerful turbine fan. What makes the EVA more impressive is its low maintenance only needed to replace the bulb every 5 to 8 months. Don’t forget when you use the EVA you never need to replace any contaminated HEPA air filters because there are none. Finsen Light designers decided to make a fully automated UVC air sterilizer that require you to ever get your hands dirty.

 

Please review the attached product brochures and contact me to discuss options how best to incorporate this device within your areas of interest and concern.

You work hard for what you earn.  Now keep more of it in your pocket.
Low 2.65% for all card present transactions (compared to 2.75%)
Free processing credit on the first $1,000 in card sales

Due to the worsening conditions of the Coronavirus outbreak, Teladoc Telemedicine / Behavioral Health Virtual Healthcare is an attractive option to seek medical consultations without the cost / travel requirements through traditional models.

 EXCITING NEWS! FREE Healthcare Access for OSA Members!

Telemedicine
Talk to a doctor 24/7 $0 Copay. Speak to a licensed doctor by phone or video.

Behavioral Health / Psychiatric Care
Talk to a board-certified therapist 7 days a week. $0 Copay.

Major Medical Second Opinion
Expert Medical Opinion from a network of board-certified Physicians. $0 Copay. Receive a second opinion on an existing diagnosis and treatment  

Back Pain Relief
Back Care $0 Copay. Relieve your back pain through guided videos with a certified health coach

Dermatology
Board Certified Physician Consultations. $0 Copay. Upload photos of your condition to the app and get a treatment plan from a dermatologist within two business days

 $26.50 Per Month / FREE Dependent Care (Max 7 under 26)

Policies Start at $113 per month for single coverage and $276 for family.

Not everyone is looking for an everyday health care benefit program nor can afford it. Some people are looking for a program  that focuses on the catastrophically high, devastating medical bills. OneShare  Health sharing community is here to help.

Catastrophic
Emergency Services – $300 ER Visit Fee
Telemedicine – $0 Consult Fee, Available Immediately
Deductibles or (ISA): $5,000 / $10,000 Options
Diagnostic/X-Ray/Labs: 100% after deductible or ISA is met
In/Outpatient Surgery : 100% after deductible or ISA is met
Hospitalization: 100% after deductible or ISA is met
Maximum Limit Per Incident: $150,000 / $250,000 / $500,000 Options
Lifetime Sharing Maximum: $300,000 / $500,000 / $1,000,000 Options
Policies Start at $113.44 per month for single coverage and $276.79 for family!

Policies Start at $140.00 per month for single coverage and $315.00 for family!

PHCS PPO Network: Largest network in United States
Medical: 6 plan options
100% ACA Preventative Services covered at $0 Co-pay
Physician Visits
Hospitalization: In / Out Patient Care
Surgical Benefits
Deductible (ISA) coverage available: $2,500, $5,000, $6,350
In / Out Network options available (OneShare Complete)
RX: Claims over $1,200 will be rebated at 50% up to $3,000 annually
Telemedicine: No Co-pay, Unlimited use
Per occurrence benefits: $150,000, $250,000, $500,000
$1,000,000 Lifetime coverage protection
Life Insurance Included
Two effective dates: 1st / 15th available
Supplemental Health Benefits: Dental, Accident, Critical Illness, Cancer, Medicare Supplements and Fixed Indemnity.

What is Income Protection?

• Most people insure their material possessions but few think to insure their most valuable asset – their ability to earn income.
• The Income Protection Direct plan provides the important extra layer of financial protection you need. The money can be used to pay unexpected medical costs or everyday living expenses.
• Applying is simple and can be completed in minutes.

Income Protection Direct At a Glance

• Pays up to a $2,500 monthly cash benefit for a physician-verified period of total disability caused by sickness or injury
• Waiver of Premium benefit included
• Benefits are paid directly to you – not your doctor or hospital
• Affordable premiums that do not increase as you get older with coverage starting at $20.07 per month1

Cash Benefits Can be Used For

• Co-pays or co-insurance
  
• Rent/mortgage
  
• Car payments
  
• Child care
  
• Everyday living expenses

For every new client who files their taxes with H&R Block or Block Advisors, our organization will receive $20*. The amount we can earn is unlimited!

Find an office near you at hrblock.com or blockadvisors.com.

Nonprofit Referral ID – for office use only 40010001102797
ENTER NP ID INTO THE BW CLIENT TRANSACTION SCREEN

Hair Stylist Professional Liability Insurance is “Tax Deductible”!

Yes, as per the IRS, your employees & 1099 contractors that rent space can deduct job-related expenses like professional liability / general insurance premiums that are required for employment if not reimbursed by employer. 

Why Wait? Help Protect Your Stylists Now! Most Employers Require Hair Stylists to Carry Professional Liability Insurance. Are your employees and 1099 covered? OSA has a solution… “A” rated insurance coverage tailored for salon and spa professionals.

Elite Beauty Insurance offers coverage for over 350 beauty and wellness services for hair stylists, makeup artists, nail technicians, estheticians, and more.

Elite Beauty Society Overview
Professional & General Liability:
– $3,000,000.00 Annual
– $2,000,000.00 Per Occurrence

Additional Benefits:
– Product Damage: $2,000,000.00
– Rental Damage: $100,000.00
– Stolen Equipment: $1,000.00
– Identity Theft

* NO Employer Contributions
* NO Payroll Deductions
* NO Minimum Enrollment Requirements
* NO SSN or ITIN Requirement
* NO Full Time Employment Status. Available to PT or 1099 Employees.

Features Included:
Routine and preventive dental care 100% covered (such as exams, cleanings, fluoride, and more.)
Basic Restorative services covered at 80% (X-Rays, fillings & extractions.)
Major Restorative Services covered at 50% (1 year wait for these services): oral surgery, inlays, onlays, veneers and more.
Deductible is $50 for Basic and Major Restorative Services
Careington Maximum Care Dental Network
Family coverage options

Living well starts with a healthy smile

Looking for an easy way to improve your personal health? Of course you are. You always want to find ways to live a happier, healthier life. And an easy way to improve your health is by taking care of your teeth.

Our Dental PPO plan helps you pay for the dental care you need and gives you access to the Careington Maximum Care Dental Network.

Our Dental PPO plan:

• Offers three different benefit levels to choose from, helping you find the plan that best fits your needs and budget

• Helps you save an average of 40% on dental care1 when you visit network dentists

• Doesn’t require a waiting period for preventive care — helping you get the coverage you need, right away

• Provides network discounts on all services, including basic and major services needed during the plan’s waiting period

You’ve joined thousands of professionals who agree that offering Nationwide pet insurance is a great way to demonstrate how much you value your members’ families – right down to the four-legged ones.